New Insurance Laws commencing in the UK at end of June

[Dawn]

As the title of the topic suggests, New Insurance Laws will be commencing in the UK at end of June.

This means that the registered keeper of a vehicle must keep it insured unless they've made a Statutory Off Road Notification (SORN). If you're not insured and haven't made a SORN, you could face a penalty.

If you're the registered keeper of a vehicle, it must be insured at all times.

The exceptions are:

•if you have made a SORN for the vehicle
•if your vehicle has been kept off-road since before SORN came into force on 31 January 1998 – unless it was brought back into use
•if your vehicle is recorded as stolen, passed or sold to the motor trade or between registered keepers
•if your vehicle is recorded scrapped or permanently exported by the Driver and Vehicle Licensing (DVLA)

If you have a vehicle that was manufactured before 1 January 1973 that has a 'nil value tax disc' it is still considered by DVLA as taxed (IE  A CLASSIC?VINTAGE MOTORCYCLE). If your vehicle is taxed it therefore must be insured unless you return your tax disc on a V14 and declare SORN at the same time.

How does this affect pre-SORN vehicles?

Vehicles which have been kept off-road since before SORN came into force on 31 January 1998 are exempt from this law. If they are brought back into use they will no longer be exempt. If you want to bring the vehicle back into use, you will need to tax and insure it.

The link where I got this info from is:-

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696


Don't panic a link to the DVLA site where you can SORN or tax your vehicle online is:-

http://www.dft.gov.uk/dvla/onlineservices.aspx

Sorry didn't mean to scare you here, but am just remininding you of the change & its implications.

Dawn

[borleyfolksworth]

Perhaps I have been missing something for the last 30 years, but I always thought that to ride or drive any mode of transport on the public highway, legally, one had to tax and insure, and if applicable MoT the said vehicle. So what were these new laws required for ? Don't tell me I have been paying annual premiums when I didn't need to. !!!
Regards Colin

[Doug]

Collin,

The new regulations are you now require insurance even if the vehicle is off the road and not in use, unless you meet on of the exceptions listed. Also, only applies in the UK.

-Doug